Kasasa Cash Checking
Choose the account that fits your finances...and your life.
Free Kasasa Cash Checking
Earn really high interest and refunds on ATM withdrawal fees* — every month.
Free Kasasa Cash® checking is our way of thanking you for banking with us. When you enroll in e-statements and meet some basic qualifications listed below, you can earn up to 2.50% APY*. You'll also get rewarded with up to $20 in refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM. Link your account to a free Kasasa Saver® to make saving easy. Visit us today to open your account.
- 2.50% APY* on balances up to $10,000
- 0.25% APY* on balances over $10,000
- 0.05% APY* if qualifications aren't met
- Up to $20 in refunds on ATM withdrawal fees, nationwide*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly service fee
- FREE Online Banking
- Online Bill Pay Services
- FREE electronic bank statements
- Check Images returned
- .25% discount on qualifying non-mortgage Consumer Loans with automatic draft from an Eligible Freedom Bank Account.
- $50 minimum deposit to open
Here's how easy it is to earn your rewards:
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and log into online banking at least once (1) per qualification cycle
And if you don't meet these qualifications, don't worry — your account is still free. Plus, you'll still earn our base interest rate. And you can always earn your rewards the very next cycle that you qualify.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000 receive APY of 2.50% and an interest rate of 2.47%; and balances over $10,000 earn 0.25% interest rate with an APY of 0.25%; (2) you will receive reimbursements up to an aggregate total of $20 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05 APY with an interest rate of 0.05% and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 10/31/2016. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Monthly receipt of electronic statements is a condition of this account. Enrollment in electronic services (e.g. online banking and log-ons) may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our Freedom Bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.